Growth Potential Of Banking In India Essay Example Pdf - Free Essay Example

Sample details Pages: 6 Words: 1655 Downloads: 1 Date added: 2017/06/26 Category Economics Essay Type Analytical essay Tags: Banking Essay Study Essay Did you like this example? CHAPTER-1 INTRODUCTION ABOUT THE INTERNSHIP: The internship program is designed to provide students engaged in field experience with an opportunity to share their insights, to explore the links between studentà ¢Ã¢â€š ¬Ã¢â€ž ¢s academic preparation and field work, and to assist participants in developing and carrying out the major research project which will serve to culminate their internship experience. As a part of the internship experience, it helped me to have a participative and active role in the work assigned. Internship is an integral part of the academic curriculum of VTU MBA. Don’t waste time! Our writers will create an original "Growth Potential Of Banking In India Essay Example Pdf" essay for you Create order It is an initiative to bridge the gap between knowledge and its applications through a series of interventions it will enable us as a student of VTU MBA program to gain insights and exposure to industry. The research was carried out to analyze the fundamental analysis of LKP Securities. and thereby to evaluate the overall performance of LKP Securities. In the competitive field of Stock. The research helped me to understand the process of identify the high performing stock in the market. And it also helped to analyze and help the company to invest in the high performing stocks. TITLE OF THE STUDY: A study on Fundamental Analysis of Five PSU Banks listed in the stock market in India at LKP Securities. NEED FOR THE STUDY: LKP Securities is into advisory services and broking have huge number of clients investing in banking sector. This fundamental analysis study covers five top PSU Banks listed in the stock market. It helps to analyse the present and future earning capa city of the stocks based on analysis as a whole thereby to determine the Fundamental ratio of the stocks. This analysis required to suggest the clients about the performance of the Banks listed in the stock market. It helps the company and the clients to make a wiser decision on selecting the profitable bank stocks. OBJECTIVE OF THE STUDY: To study the growth potential of banking sector. To analyze the financial position of the Banks. To analyze the factors affecting the growth of the Banks. To find the fundamental ratio of the Banks. To suggest the high performing bank out of the five. RESEARCH METHODOLOGY: RESEARCH DESIGN: Type of Research: The proposed research is purely explanatory. The Proposed research is explanatory because it explains the evolution of high performing stocks in India- its benefits, limitations, disadvantages and the various tools for trading. Exploratory research helps determine the best research design, data collection method and selection of subjects. It should draw definitive conclusions only with extreme caution. Given its fundamental nature. Methodology: The study has been conducted with the assistance from the data collected through different sources. This research methodology requires gathering relevant data from the specified documents and compiling databases in order to analyze the material and arrive at a more complete understanding. Data Collection: Secondary Data Collection Method: collected the informationà ¢Ã¢â€š ¬Ã¢â€ž ¢s of Financial details like Balance Sheet, Company Profit and Loss account and Current trading price from Annual reports, NSE website and money control website. STATISTICAL TOOLS USED: The statistical tool used here is Fundamental Analysis: Fundamental analysis ratioà ¢Ã¢â€š ¬Ã¢â€ž ¢s LITERATURE REVIEW: Literature review is a study involving a collection of literature in the selected area of research in which the researcher has limited experience, and critical examination and comparison of them to have a better understanding. It also helps the researchers to update the past data, data sources and results and identify the gaps, if any in the researchers. Thus, the reviews in the present study consist of the ones discussed below and they reveal that there are very scant studies in India emphasizing on the fundamental analysis of the banking sector. Mark P. Bauman (1996) conducted a study named, à ¢Ã¢â€š ¬Ã…“A Review of Fundamental Analysis Research in Accountingà ¢Ã¢â€š ¬Ã‚ . This paper has outlined the development of different accounting valuation model and reviewed related empirical work. This paper identified three major issues associated with practical implementation of the model; the prediction of future profitability, the length of appropriate forecast horizon, and the determination of the appropriate discount rate. Rukmani Viswanath 54 (2001) reported that the Primary Dealers in Govt. securities are working on a new internal risk management model suited for the Indian market conditions. The attempt is to lay down general parameters for risk perception. The Primary Dealers Association of India (PDAI) is formulating a set of prudential norms for risk management practices. While internationally the principles of risk management may be the same everywhere, the Association is of the view that they have to identify the relevant issues and apply those principles in the Indian context. It strongly argues that it must work on a model that can help to manage liquidity and interest rate risk. While the existing RBI guidelines on risk management cover mainly statutory risk, the PDAI hopes that its new risk management model will be able to perceive real risk. These new norms are expected to help gauge several issues like, whether a fall in the prices of securities or yields is a temporary or permanent situation etc. The areas the new norms are likely to address are the assessment of the liquidity situation and envisaging investor appetite for a specific instrument and their appetite for risk. According to the govt. securities dealers, these norms are expected to help them hedge their risks better. The primary dealers are looking forward to these norms to help them manage their internal risks. Prakash Tiwari Hemraj Verma (2009) conducted a study on à ¢Ã¢â€š ¬Ã…“A Fundamental Analysis of Public sector Banks in Indiaà ¢Ã¢â€š ¬Ã‚ . This article explains the position of the banks with reference to various ratios. Pramod Gupta, in his article titled, à ¢Ã¢â€š ¬Ã…“Indian banks going Innovativeà ¢Ã¢â€š ¬Ã‚ , published in à ¢Ã¢â€š ¬Ã‹Å"Professional Bankerà ¢Ã¢â€š ¬Ã¢â€ž ¢ Oct. 2003, reviewed that both public and private banks are spending large amounts of money on technology to provide innovative p roducts and services to their customers with more convenience and satisfaction. Technology is reducing the cost of transaction and helping to increase customer base and enable wider reach. Singla (2008) studied the financial performance of banks in India in view of increasing globalization and increased competition in the banking industry. He concluded that the financial position of banks is reasonable, debt equity ratio is maintained at an adequate level and NPAà ¢Ã¢â€š ¬Ã¢â€ž ¢s also witnessed a decline during the study period. Hirshleifer (Journal of Finance, 2001) provides a survey of research on investor psychology and asset pricing. He broadly covers 543 papers published up to the year 2001. Many à ¢Ã¢â€š ¬Ã…“behavioral financeà ¢Ã¢â€š ¬Ã‚  papers began to be published around this time and 110 of the papers covered in his survey were either published or distributed in the years 2000 and 2001. Understandably, the vast majority of the papers in this survey are drawn from finance, economics and psychology journals. Fewer than 10 papers in the survey are from accounting journals. Fundamental analysis and other accounting-related topics with possible behavioral foundations are not highlighted in this survey. Schwert (Handbook of the Economics of Finance, 2003) surveys the finance literature on anomalies and market efficiency. He covers 107 papers published in finance and economics journals between 1933-2003, including 23 papers that were 5 published or distributed between 2000 and 2003. No accounting papers are included in the survey. In the same handbook, Barberis and Thaler (2003) survey the behavioral finance literature. They cover 204 papers between 1933-2003, including 66 papers published between 2000 and 2004. They only mention one paper published in an accounting journal (Bernard and Thomas, 1989). Subrahmanyam (European Financial Management, 2007) provides a review and synthesis of the behavioral finance literature. He reviews 155 pa pers published between the years 1979 and 2007, with the majority of the papers published in the year 2000 or later. The vast majority of the surveyed papers come from finance journals and only one cited working paper was eventually published in an accounting journal. Finally, Byrne and Brooks (Research Foundation of CFA Institute Monograph, 2008) provide a practitioner-focused survey of the current state of the art theories and evidence in behavioral finance. They review 79 papers published between the years 1979 and 2008, with the majority of the papers published in the year 2000 or later. They include 33 papers published in the Journal of Finance and 7 papers published in either the Journal of Financial Economics or the Review of Financial Studies. Only 1 reviewed paper come from an accounting journal (Journal of Accounting and Economics). Jack Clark Francis2 (1986) revealed the importance of the rate of return in investments and reviewed the possibility of default and bank ruptcy risk. He opined that in an uncertain world, investors cannot predict exactly what rate of return an investment will yield. However he suggested that the investors can formulate a probability distribution of the possible rates of return. He also opined that an investor who purchases corporate securities must face the possibility of default and bankruptcy by the issuer. Financial analysts can foresee bankruptcy. He disclosed some easily observable warnings of a firms failure, which could be noticed by the investors to avoid such a risk. Preethi Singh (1986) disclosed the basic rules for selecting the company to invest in. She opined that understanding and measuring return md risk is fundamental to the investment process. According to her, most investors are risk averse. To have a higher return the investor has to face greater risks. She concludes that risk is fundamental to the process of investment. Every investor should have an understanding of the various pitfalls of inve stments. The investor should carefully analyse the financial statements with special reference to solvency, profitability, EPS, and efficiency of the company. LIMITATIONS OF THE STUDY: The major limitation was that the study was purely reliable on the information that was publicly available. But, there are many other reasons for the fluctuations in the financials of the companies that are not made publicly available. Thus, the study lacks such other information. Facts and figures for presenting data are bound to fluctuate depending on the economy and market conditions. The predicted values may be only for the current period this prediction wouldnà ¢Ã¢â€š ¬Ã¢â€ž ¢t be appropriate for the future. Due to time constrain study is conducted only on five PSU banks.

Judith Jarvis Thomson s A Defense Of Abortion Essay

Judith Jarvis Thomson’s â€Å"A Defense of Abortion† is a uniquely reasoned argument for the right to abortion that uses strong analogies to challenge pro-life arguments that are based on the premise that a human life begins at the moment of conception. In this paper I will argue that Thomson is correct in her view and that her analogies solidify her argument, which then becomes impervious to criticism from philosophers like Keith J. Pavlischek or David B. Hershenov who bring up other factors irrelevant to Thomson argument that are easily disputable by facts. Thomson starts her paper by clarifying that while she does not agree with the premise that â€Å"life begins at the moment of conception† she is willing to accept it in her argument to prove that it is a counterpoint to abortion that is as weak as the rest of the pro-life argument. In her essay, Thomson uses three major analogies to illustrate different scenarios to which abortion would be considered. The â €Å"Violinist Analogy† describes a pregnancy that has been induced by rape and, foreshadows to a section later in the essay, where she goes into detail about where the line is drawn when two innocent lives are at risk and what is the third party’s role in the problem solving. It is a case in which the Society of Music Lovers has kidnapped you and attached you to a revered violinist who needs your kidneys to support him so he can live. The doctor says it is a nine month procedure, after which, he will be healthy again and you willShow MoreRelatedWomen s Rights By Judith Jarvis Thomson s A Defense Of Abortion1614 Words   |  7 Pageswomen’s rights entail? For instance, should abortion be considered one of the select inalienable rights for women? This topic of human rights, specifically that of pregnant women, is discussed in Judith Jarvis Thomson’s â€Å"A Defense of Abortion†. In this defense, Thomson makes her claim â€Å"While I do argue that a bortion is not impermissible, I do not argue that it is always permissible† (655 Perry). In other words Thomson has come to the conclusion that abortion may only be permissible under certain circumstancesRead MoreA Defense Of Abortion By Judith Jarvis Thomson934 Words   |  4 PagesJudith Jarvis Thomson is an American moral philosopher that is well known for her defense of moral justice and description of moral rights. She has published in prestigious papers in ethics, metaphysics, and the philosophy of law. Including the most widely written essay â€Å"A Defense of Abortion† , that was published in 1971 in the journal of philosophy and public affairs. This essay constructs abortion rights with pregnant woman’s rights to control her own body and it’s life support purpose, as opposedRead More A Defense of Abortion by Judith Jarvis Thomson Essay1075 Words   |  5 PagesA Defense of Abortion by Judith Jarvis Thomson In the article A Defense of Abortion Judith Jarvis Thomson argues that abortion is morally permissible even if the fetus is considered a person. In this paper I will give a fairly detailed description of Thomson main arguments for abortion. In particular I will take a close look at her famous violinist argument. Following will be objections to the argumentative story focused on the reasoning that one persons right to life outweighs anotherRead MoreIs Abortion Morally Permissible?966 Words   |  4 PagesIn Judith Jarvis Thomson’s philosophy paper, A Defense of Abortion, she argues that abortion is permissible because an individual’s right over their own body outweighs a fetus’s right to life. In this paper I will focus on whether or not abortion is always permissible. First, I will present Thomson’s argument which says that abortion is sometimes permissible. I will do so by describing her â€Å"famous violinist† thought experiment. Next, I will ob ject to Thomson’s claim and expand the scope of her argumentRead MoreAn Essay Of Two Abortion Arguments1701 Words   |  7 Pages Jill Sikora Marquis v.s. Thomson (An Essay of Two Abortion Arguments) Philosophers, lawyers, theologians and others have devoted and continue to devote their lives to study of the ethics of abortion. Since abortion was legalized, the abortion debate has intensified, and does not show any signs of being resolved anytime soon. The idea’s that advocate the women’s right to abort or the proactive logic that supports the pro-life view and the fundamental identity of the baby all come in handRead MoreA Defense Against Abortion By Judith Jarvis1439 Words   |  6 Pages In her article â€Å"A Defense Against Abortion,† Judith Jarvis Thomson explores the permissibility of abortion through both the rights of a fetus and of a woman, and further argues that abortion is sometimes permissible under circumstantial situations. Thomson offers multiple thought-experiments, but the one I am focusing on in my paper is her burglar-based argument. In short, this situation involves you leaving your window open, knowingly increasing the risk of a burglar entering your home. She furtherRead MoreShould Abortion Be Legal For Women?1350 Words   |  6 PagesForty-two years after the highly controversial case Roe vs. Wade, that made it legal for women to have an abortion, society continues to debate whether or not women should have the right to have an abortion. Judith Jarvis Thomson’s famous article â€Å"A Defense of Abortion† defends a women’s right to have an abortion. However, I disagree with Thomson’s defense against abortions, and believe that abortions are highly immoral and should be illegal. Many whom are pro-choice argue that a fetus is not a personRead MoreArgument For Abortion : The Freedom Of Choose Life1263 Words   |  6 PagesMilsky Argument for Abortion: The Freedom to Choose Life Judith Jarvis Thomson argued that the â€Å"the impermissibility of abortion does not follow from the premises that every fetus is a person and that every person has a right to life† (Thomson) Thomson distinguishes between what we ought to do versus what we are morally required to. This essay will show how abortions are permissible and not permissible according to Thomson. Thomson first starts about her argument that abortion may still be morallyRead MoreThe Moral Permissibility Of Abortion Essay2270 Words   |  10 PagesThe Moral Permissibility of Abortion When faced with the choice of life or death, most people would choose to live. In fact, most would not want someone else making that decision for them. They would claim that as a living and independent entity it is solely their choice as to whether they continue to live or not. While this concept may seem fairly straightforward, there seems to be some great debate when it is applied to abortion. For many, they will maintain that the fetus has the right to lifeRead MoreThe Argument Of Abortion On Abortion1692 Words   |  7 PagesThe argument of abortion is largely circumstanced around whether or not a fetus should be considered as a human person and, if indeed it is, when exactly in the stages of development can a person agree with the aforementioned statement. Most pro-life supporters firmly believe that a fetus is a human at the instance of conception and use this as a sole basis to argue that abortion is therefore immoral. Judith Jarvis Thomson is not convinced that this basis i s a sufficient defense and approaches the

Markting free essay sample

Nike brand was first founded and was open as a retail store in the US. Till now, Nike is one of the most successful company around the world that have made more than 1 billion in profit. The Nike Logo have a word quotes written beside it called Just Do It, this is a quote to cheer and motivates every sport person to do their best and do not be afraid to try in any sports competition. ADIDAS:- Adidas is a sports apparel manufacturer company that manucfature sports equipment mostly based in the German. It is founded on 1924 by Adolf Dassler. He started producing Adidas Brand quipment in a small shop, when he expanded it to a factory with his brother. Until now, Adidas have became one of the most successful Company with its rival, Nike. Adidas have splits into groups, which consists of the Reebok sportswear company, TaylorMade-adidas golf company, and Rockport. We will write a custom essay sample on Markting or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page They sells product like sports wear, sports shoe, watches, bag, bottle and many more. course different people have different opinions, so read and learn more about these 2 brands then you decide which is better. On this project we will be doing the following :- OService. opnce . Promotion. OLocation . ODesign and Display . 0Type of Retail Institution . OService . Evaluating Customer Interface. Evaluating the website. Why people prefer online shopping and what are the likes and dislikes of this experience. Which of these sites do we prefer. In the end we hope we can share some knowledge on these great companies and what they have to offer customers ,After all we were always told the customer is always RIGHT,